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Mortgage Points: What Are Points on a Mortgage?

Mortgage points offer a means of reducing your mortgage interest rate by purchasing points upfront. Each point helps your mortgage interest rate and one point is charged at 1% of the amount of your mortgage loan. Thus, if your mortgage loan is $150,000, each point will cost you $1,500. Generally, mortgage lenders will offer you […]

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How Much Mortgage Can I Afford

What mortgage can I afford?  Practically all house buyers have asked themselves that question at one time or another.  What are mortgage points, and what down payment must I have? These are others. Here is some advice on arranging a mortgage that you can afford. What Mortgage Can I Afford – Pretax Income It is […]

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